Pricing
Simple, transaction-based pricing.
No large upfront subscriptions. Daraja charges a small percentage on each transaction processed — from 1% to 3% depending on size. You only pay as your business uses the platform.
Starter
1% per transaction
For small teams just moving off spreadsheets and consumer mobile money.
- Up to 5 users
- Expense requests & approvals
- Mobile money & bank payouts
- Email support
Growth
Most popular2% per transaction
For growing SMEs that need stronger controls and faster reconciliation.
- Unlimited users
- Lipa Namba payouts
- Role-based approval flows
- Audit trail & spend reports
- Priority support
Business
3% per transaction
For established businesses with higher transaction volumes and stricter compliance needs.
- Custom approval workflows
- Multi-team spend visibility
- Dedicated account manager
- TRA-ready reporting
Higher transaction volumes?
We will work with you on a custom rate that matches the size and frequency of your business payments.